Asset Accumulation Strategy ( Retirement)

10 min | Free

Cash Asset Cash

Business Income Strategy (Home-Base Biz 1099)

10 min | Free

Home Base Business File 1099 tax form

Debt Elimination Strategy (Be Debt Free)

10 min | Free

Get Out of Debt FAST, while Saving Thousands in Interest!

First Time Home Buyer Strategy (Pre-qualify for instant loan)

10 min | Free

Real Estate: Fast Loans for First Time Home Buyers & Property Investing

Income Shifting Strategy (Change Mindset-Change Money)

10 min | Free

Accumulate Income Producing assets

Minimize Taxes Strategy (Cash Flow )

10 min | Free

Minimizing Expenses

Smart Money Credit (Financial Edu)

10 min | Free

Turning your credit score into MONEY!

Wm (Bill) Payne, Financial Educator

Wm (Bill) Payne the creator of Be Debt Free (BDF) Services based in Rancho Dominquez, California.  He’s a father, writer, speaker, entrepreneur and student.

BDF Sevice mission is simply to educate.  We are not credit repairers, CPAs or financial planners. We are a informational Company and the coolest “fact finders” in the country.

How It Works

1. Our service will assist you with accessing & analyzing credit report, & fico scores. We also know what items on your report affect your score the most.

2. We’ll help you contact creditors, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices.

3. We will assist you in becoming Debt Free and Credit Wise. We know that low credit scores and high debt can keep you from the things you deserve.

"Free" Credit & Debt Strategy Counseling?

With our credit & debt strategy  counseling sessions we know exactly where you stand. Credit reports often aren’t reported correctly  which will give you a  LOW credit score. You NEED credit counseling to make sure the credit reporting agencies are following rules and regulation of the Fair Credit Reporting Act (Law).

Why Us?

Because we know that low credit scores and high debt can keep you from the things you deserve. We also know a low credit score & high debt can impact a lot more than just financing? Do the best for your future. Call us today (800) 793-1705 and let your future begin and save you time, money, and frustration.

Be Debt Free & Credit Wise

Get Your Financial House in ORDER!
Take Control of Your Financial Future
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Cash flow manager